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Lending St   rz

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We believe simplicity makes things better for everyone. Our commitment to you is complete honesty and transparency. We make sure you have the details you need to get the right solution based on your needs.

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ABOUT US

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What began as a personal venture into the world of real estate slowly transitioned into the company we are today. Through our competitive rate offerings and our excellent customer satisfaction we have grown to become a leading provider of mortgage services across the state of California. With over 25 years of hands-on experience we are able to provide buyers with innovative strategies that help streamline the mortgage process, making your loan experience with us quick and easy.

Our Services

We've simplified the process and created tools to give you a
hassle-free experience with your mortgage.

Our Services

VA Loans

VA helps Service members, Veterans, and eligible surviving spouses become homeowners. Our mission is to serve you, we provide a home loan guaranty benefit and other housing-related programs.

FHA Loans

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An FHA loan is a mortgage issued by an FHA-approved lender and, requires a lower minimum down payment and credit scores than many conventional loans.

Non QM Loans

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A Non-QM loan, or a non-qualified mortgage, is a type of mortgage loan that allows you to qualify based on alternative methods, instead of the traditional income verification required for most loans.

Residential Mortgage Loans

A residential mortgage is essentially a large loan designed to help the borrower purchase a house with the property in question put up as security.

Commercial Mortgage Loans

CRE  is income-producing property used solely for business purposes. Examples include retail malls, shopping centers, office buildings and complexes and hotels.

Multifamily Mortgage Loans

Purchasing a multifamily home can be a savvy way to generate passive income. Multifamily homes with up to four units are considered residential for the purpose of financing.

NONI Loans

The NONI (non-owner, no income) program is designed for business-purpose one- to four-unit commercial loans. 

Hard Money Loans

Hard money loans are  considered loans of "last resort"

are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks. 

SBA Loans

SBA loans are small-business loans. If you’re looking to open a new location, hire employees or refinance an existing loan, SBA loans are a great option.  

About

Loan Modifications

Loan modification is a change made to the terms of an existing loan by a lender. It may involve

a reduction in the interest rate, an extension of the length of

time for repayment, a different type of loan, or any combination of the three.

FAQ

Ready to get the answers you need to common questions about your home loan?

Read the most frequently asked questions, or submit an inquiry of your own.

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Contact
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